Managing my MPF
How do I manage my MPF?
With a wide range of information and services at your fingertips, MPF management has never been easier.
When your situation changes
If your income comes from the production or trade in goods or services, and you're not an employee, then you're most probably self-employed. In general, sole proprietors and partners in a business are regarded as self-employed.
Once you're self-employed, you'll have to enrol yourself in an MPF scheme and make mandatory contributions.
You must notify the administrator before 1 June each year of your relevant income for the next financial year of the scheme (ie 1 July to 30 June). We'll send you a letter together with a Self-employed Person Relevant Income Declaration Form in April each year requesting to be notified of your relevant income. If we don't hear from you, it'll be regarded as acknowledgement that your relevant income has not changed from the last financial year.
With MPF, you need to assess a service provider's financial strength, commitment, experience, flexibility and customer service. Join HSBC MPF today for peace of mind.
When you reach retirement age or would like to withdraw your accrued benefits, visit the section on how you can withdraw accrued benefits.
Check your MPF account balances and other information online
HSBC Online Banking and HSBC HK Mobile Banking allow you to check your MPF account balances, account returns, asset distribution, contribution history (last 18 months for HSBC Online Banking and last 12 months for HSBC HK Mobile Banking) and change your investment allocation. In addition, you can view or download Member Benefit Statements in the HSBC Online Banking.
If you're an existing HSBC Online Banking user, you can log on and access your MPF account by HSBC Online Banking or HSBC HK Mobile Banking.
HSBC MPF e-Services
We provide comprehensive e-Services to help you to manage MPF account easily anytime, anywhere.
Monthly fund performance summary [PDF]
Summary of how individual constituent fund in HSBC MPF scheme is performing.
Quarterly fund fact sheet [PDF]
A report on the investment objectives, portfolio allocation and holdings, and market commentary for each constituent fund.
Retirement Planning Calculator
Want the best for your retirement years? Our calculator can help you estimate how much retirement savings you will need based on your goals and dreams.
Post-retirement Evaluation Tool
Already retired? Use this tool to estimate how likely your retirement savings will last based on your lifestyle and plot a spending plan.
Additional voluntary contributions
Tax deductible voluntary contributions
Responsibilities of self-employed members
Change your investment plan
- The information contained here is for reference only and will be updated without notice. The provisions of the Mandatory Provident Fund Schemes Ordinance, other applicable legislation/regulations and guidelines or announcements published by the Mandatory Provident Fund Schemes Authority shall prevail for any information on MPF system. If you are in doubt about the meaning or the effect of the contents of this website, you should seek independent professional advice.
- Investment involves risks. Past performance is not indicative of future performance. The value of financial instruments, in particular stocks and shares, and any income from such financial instruments, may go down as well as up. For further details including the product features and risks involved, please refer to the MPF Scheme Brochure.