Learn more about the responsibilities you have as a member of MPF and how you can make the best choices for you and your employees at every stage.

We can help you manage your MPF

Hiring employees

If you're an employer, you must remember to select an MPF scheme, enrol your employees within the permitted period and make contributions for them.

Becoming an employee

When you join a company, you must submit your Employee Application Form through your employer and select constituent funds for your MPF scheme. You must make mandatory contributions to your MPF if you earn above the minimum relevant income.


You can also make additional voluntary contributions through your employer, on your own through HSBC MPF tax deductible voluntary contributions or HSBC MPF Flexi-Contributions.

Changing jobs as an employee

When you change jobs, you should manage the accrued MPF benefits from mandatory contributions from your previous employment.

Reaching retirement age

Whether you’ve reach retirement age or your personal circumstances have changed, discover how and when you’re eligible to withdraw your MPF constituent funds.

Tools to help you assess your situation

MPF benefits projection calculator

Help you look ahead at your MPF benefits up to the time you turn age 65.

How much will I need to support my retirement lifestyle in Hong Kong?

Learn about the monthly budget you'll likely need to fund 4 different retirement lifestyles – basic, modest, comfortable or affluent – in the latest Retirement Monitor.

More information about HSBC MPF


Plan for a better retirement with our experience and expertise as an MPF service provider.


We have tailored our  services to provide you with convenient and easy ways to manage your MPF.


We're the MPF service provider of choice for businesses of all sizes. Find out how we can help.


Consolidating accrued benefits in one personal MPF account makes it easier to manage.


Enjoy tax concession in order to meet your long-term saving objective for retirement protection.